Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Choose 3, 6, or 12 monthly payments

For example, a $700 purchase might cost $64/mo over
12 months at 15% APR.

Buying with Affirm is simple


1. Fill your cart

Select Affirm at checkout, then enter a
few pieces of info for a real-time


2. Choose how you pay

Pick the monthly payment plan you like best.
You’ll never pay more than you
agree to up front.


3. Pay over time

Make payments at or in the
Affirm app. You’ll get email and text

Just select Affirm at checkout

Buy with confidence

With Affirm, you always know exactly what you'll owe and when
you'll be done paying.


Affirm tells you up front the total amount
you’ll pay. That number will never go up.


You choose the payment schedule that
works for you.


Affirm won’t charge you late fees or
penalties of any kind, ever.

Start Shopping


Yes! There’s no penalty for paying early.

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

No—checking your eligibility won’t affect your credit score.

Yes—You can return an item you bought with Affirm by initiating the return process with the store.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at